Terms and Conditions of Use


1. MidTown Commercial Limited, its directors, employees and consultants do not warrant the accuracy, reliability or completeness of information contained in the site and, to the extent permitted by law, accept no responsibility for any loss or damage arising in any way (whether arising in contract, or tort or negligence or otherwise) from any representation, error or omission in the information or from any resulting loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of this material or any other person. The information provided within the site is not intended to be a complete description of matters described. However, MidTown Commercial will endeavour to ensure that the information on this site is updated as soon as practicable when it becomes aware that material changes have occurred.

2. This site is for general information purposes only and is not intended to be relied upon for the purpose of making an investment decision.

3. All currency references are references to Australian dollars (unless otherwise specified) and any reference to law is to the law of Australia.

4. Usage and linking to the MidTown Commercial web site is at the users own risk. MidTown Commercial Limited will not be liable for any loss or damage from any cause (including negligence) to a users system or web site, or to people linking to MidTown Commercial from a users web site, caused by or in connection with the use of or a link to the MidTown Commercial site. Any such loss or damage is at the responsibility of the user. MidTown Commercial advises users to take their own precautions in relation to protecting their system or web site from viruses or malfunction.

5. Copyright in the information contained in this site is owned by MidTown Commercial Limited. Use of this information or reproduction of it in hard copy form is allowed for personal use only. The material may be viewed on-line by means of an HTML web browser and may be reproduced in hard copy only for a users personal reference. No part of this information may be otherwise reproduced, adapted, distributed or transmitted in any form by any process or incorporated in any way in any other document or material. Except to the extent otherwise permitted by the Copyright Act 1968 (Cth), the material may not otherwise be reproduced or displayed in public and may not be distributed or transmitted electronically to any other person or incorporated by any means into another document or material, including other web sites without the express written permission of Premium Investors. Without limiting the generality of the foregoing, MidTown Commercial does not permit reproductions of its material in other web sites in conjunction with advertising trade marks web sites without the express written permission of MidTown Commercial. Without limiting the generality of the foregoing, MidTown Commercial does not permit reproductions of its material in other web sites in conjunction with advertising, trade marks, logos on material of other financial planners or competitors without the express written permission of MidTown Commercial.

6. MidTown Commercial respects the privacy of your personal information. Any information collected from this site will be handled in accordance with our privacy policy. Our policy provides details on how we comply with the requirements of the Privacy Act.